The Facts about Travel Insurance
Going overseas for a holiday, business trip or any other reason can involve a lot of work. You have to pack all the clothes, medicine and other items such as shampoo and your camera, get some money, get vaccinated and, of course, arrange your travel to and from your destination. Something else you will need for your next trip abroad is travel insurance, as it could help to guard you against a number of things that could go wrong during your stay, but what do you need to know about it?
- Travel insurance covers you if an item of luggage is lost, stolen or damaged through no fault of your own.
- It can help to protect your money if you lose any through theft or extortion.
- Taking out a policy will also provide you with a cash lump sum if you become injured or ill because of someone else such as your flight provider, holiday provider or hotelier.
In the case of the latter, there is a slight possibility that any money your insurer pays out to you might be insufficient. It’s something you might be taken aback by if you’re not given enough money to meet your costs, but if that happens to you, there is something else you could do. You might want to know that first4lawyers offer no win no fee claims for compensation that could make it all better.
A compensation claim could help to pay all your costs from lost income through not being able to work and plane tickets home to medical bills. All this could happen if your claim is successful.
About the author: Terry Thorburn is a lawyer specialising in accidents abroad, advising firms like medicalsolicitors.co.uk.
CC Mike Baird
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